:root{
  --bg:#f6f8fb;
  --card:#ffffff;
  --text:#172033;
  --muted:#667085;
  --primary:#1f4fd1;
  --primary-dark:#173aa0;
  --border:#e4e7ec;
  --success:#0e7a4f;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,92%);margin:auto}
header{
  position:sticky;top:0;z-index:10;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--border);
  backdrop-filter:blur(8px);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:16px 0;gap:20px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--text)}
.logo{
  width:42px;height:42px;border-radius:12px;
  display:grid;place-items:center;color:white;font-weight:900;
  background:linear-gradient(135deg,var(--primary),#6a8cff);
}
nav{display:flex;gap:18px;flex-wrap:wrap}
nav a{color:#344054;font-weight:600;font-size:14px}
.hero{
  padding:84px 0 64px;
  background:linear-gradient(180deg,#eef3ff 0%,var(--bg) 100%);
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:7px 12px;border-radius:999px;
  background:#e8f7ef;color:var(--success);font-weight:700;font-size:13px
}
h1{font-size:clamp(38px,6vw,64px);line-height:1.05;margin:18px 0}
h2{font-size:32px;margin:0 0 12px}
h3{margin:0 0 8px}
.lead{font-size:20px;color:var(--muted);max-width:720px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:13px 18px;border-radius:10px;font-weight:700;
  border:1px solid var(--border);background:white;color:var(--text)
}
.btn.primary{background:var(--primary);color:#fff;border-color:var(--primary)}
.btn.primary:hover{background:var(--primary-dark);text-decoration:none}
.card{
  background:var(--card);border:1px solid var(--border);
  border-radius:18px;padding:24px;box-shadow:0 10px 30px rgba(16,24,40,.06)
}
.info-row{padding:12px 0;border-bottom:1px solid var(--border)}
.info-row:last-child{border-bottom:0}
.info-label{display:block;color:var(--muted);font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.03em}
.info-value{font-weight:700}
section{padding:64px 0}
.section-head{max-width:760px;margin-bottom:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service p,.legal-note{color:var(--muted)}
.list{padding-left:18px}
.notice{
  border-left:4px solid var(--primary);
  background:#eef3ff;padding:16px 18px;border-radius:10px;color:#344054
}
footer{background:#111827;color:#d1d5db;padding:34px 0;margin-top:28px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:24px}
footer a{color:#fff}
.small{font-size:13px;color:#98a2b3}
.kv{
  display:grid;grid-template-columns:220px 1fr;
  gap:8px 18px;padding:10px 0;border-bottom:1px solid var(--border)
}
.kv strong{color:#344054}
@media(max-width:800px){
  .hero-grid,.grid-3,.footer-grid{grid-template-columns:1fr}
  nav{display:none}
  .kv{grid-template-columns:1fr}
}